Four Locations To Serve You:    DeLand, Orange City, New Smyrna Beach & Orlando

Insurance and Fees

Insurance and Insurance Forms

Our physicians are participating providers with Medicare. We will submit a claim for your services to Medicare. You will be responsible for payment of any deductible, copayment, 20% of current charges and non-covered charges and non-covered services (i.e. refraction). As a courtesy to our surgical patients we submit a claim to your secondary insurance as well. We participate in most insurance and preferred providers plans. Please ask the receptionist to determine if we are participating in your insurance plan or view the list of all participating plans below:

Robert Cordero, M.D. (.pdf)

Kevin M. Barber, M.D. (.pdf)

Ryan T. Scruggs, M.D. (.pdf)

Phillip J. Mackinder, O.D. (.pdf)

Please remember that insurance is a method of reimbursing the patient for fees paid to the doctor and is not a substitute for payment. Some companies pay fixed allowances for certain procedures and others pay a percentage of the charge. It is your responsibility to pay any deductible amount, co-insurance, or any balance not paid by your insurance company.

When questions on insurance matters arise, please feel free to discuss them with our insurance and billing administrator. We are happy to assist our patients in any way; however, the agreement by the insurance company to pay for your medical care is a contract between you and your insurance company.

Fees and Payments

Every effort is made to keep down the cost of your medical care. You can help by paying at the time of your visit. We accept cash, checks, Visa, MasterCard and Discover.

Lasik Financing: CareCredit Payment Options / We Accept CareCredit

As a service to our patients, we are pleased to offer the CareCredit card, North America's leading patient payment program. CareCredit lets you begin your treatment immediately - then pay for it over time with low monthly payments that are easy to fit into your monthly budget. So, you can begin your eye care treatment today and conveniently pay with low, monthly payments. Simply click the CareCredit logo to learn more and apply.

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